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By Peter Butler | April 29, 2014

To understand how to pay your loan off faster, you need to know how a loan works. A simple explanation is as follows A borrower borrows $500,000 at an interest rate of 5.5% per annum for 25 years. The ‘principal’ is the amount you borrowed.  The ‘interest’ is the amount you are charged for borrowing the money. The ‘loan […]

The Dangers of Interest Only Loans

By Peter Butler | April 29, 2014

An interest only loan can seem like a great idea at the time – but there are plenty of risks involved in buying a property with a loan that fails to pay off any principal. Interest only loans are popular with property investors, as they allow you to minimise your mortgage repayments in the short-term, […]

Should I Buy an Apartment as an Investment?

By Peter Butler | April 29, 2014

The key here is to find an apartment renters will love, but will also get you a good capital return. Is the apartment unique? apartment Let’s face it, when you put your property out to rent or sell, one key selling point will be what makes your apartment stand out! Open floor plan? Views? Layout? […]

Mortgage Brokers Work For You

By Peter Butler | April 27, 2014

Mortgage brokers are there to help you find the most appropriate home loan – you just need to ask the right questions, according to Peter B Butler of Smart Mortgage Marketing. “Choosing a home loan can be a daunting task. Mortgage brokers help guide you through the market and find a home loan appropriate to […]

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